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ANALYSIS OF SAVINGS AND INVESTMENT STRATEGIES AMONG CASSAVA PROCESSORS IN YEWA NORTH LOCAL GOVERNMENT AREA OF OGUN STATE

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ANALYSIS OF SAVINGS AND INVESTMENT STRATEGIES AMONG CASSAVA PROCESSORS IN YEWA NORTH LOCAL GOVERNMENT AREA OF OGUN STATE

TABLE OF CONTENTS

TITLE                                                                                                                                     PAGE

Title page

Certification                                                                                                                                 i

Dedication                                                                                                                                   ii

Acknowledgement                                                                                                                     iii-iv

Abstract                                                                                                                                      v

Table of Contents                                                                                                                     vi-viii

List of Tables                                                                                                                              ix

 

CHAPTER ONE               

  • Introduction       1
  • Background of the Study       1-3
  • Problem Statement       3-5
  • Objectives of the Study       5
  • Justification of the Study       5-6
  • Plan of the Study       6

CHAPTER TWO

2.0       Theoretical Background and Literature Review                                                               7

2.1.      Concepts of Savings                                                                                                       7-9

2.1.1.   Factor Affecting Saving among Rural Agro-processing Households                            9-10

2.1.2.   Type of Saving                                                                                                                10

2.2.      Concept of Investment                                                                                     11-13

2.2.2.    Types of Investment                                                                                                    13-14

2.2.3.   Factors Determining Investment                                                                                  14-15

2.3.      Household Savings                                                                                                       15-16

2.4.      Rural Informal Savings                                                                                                 16-18

2.5.      Savings Management in Developing Countries                                                            18

2.6.      Importance of Savings Mobilization                                                                             18-20

2.7.      Rural Investment                                                                                                          20

2.7.1.   Factors Affecting Rural Investment                                                                             20-21

2.7.2.   Eliminating the Obstacles of Investment in Rural Areas                                              21-22

2.8.      Benefits and Deterrents of Savings and Investment Among Agro-processing            22-24

Households

2.9.      Empirical Review                                                                                                          24-25

CHAPTER THREE

3.0. Research Methodology                                                                                                      26

3.1. Area of the Study                                                                                                                          26

3.2. Data and Methods of Data Collection                                                                              26-27

3.3. Sampling Technique                                                                                                           27

3.4. Methods of Data Analysis                                                                                                 27

3.4.1. Socio-economic Characteristics of the Cassava Processors                                            27

3.4.2. Investment Pattern of the Cassava Processors                                                               27

3.4.3. Income Level of the Cassava Processors                                                                        27

3.4.4. Determinants of the Saving Rate of the Cassava Processors                                          28

3.4.5. Determinants of Savings and Investment among the Cassava Processors                     28-30

CHAPTER FOUR

4.0.      Resultsand Discussion                                                                                                   31

4.1.      Socio-Economic Characteristics of the Cassava Processors                                         31-32

4.2       Saving Pattern of the Cassava Processors                                                                    32-33

4.3.      Budgetary Analysis of Income Level of the Cassava Processors                                  33

4.3.1.   Budgetary Analysis Results                                                                                          33-34

4.4       The Determinants of the Savings Rate among Cassava Processors                              34-35

4.5       The Determinants ofSavingsand Investmentin the Study Area                                    35

4.5.1    Determinants of Savings among the Cassava Processors                                              36

4.5.2    Determinants of Investment among the Cassava Processors                                         36

CHAPTER FIVE                                 

5.0       Summary, Conclusion and Recommendation                                                                37

5.1       Summary                                                                                                                        37

5.2.      Conclusion                                                                                                                    37-38

5.3       Recommendation                                                                                                         38

REFERENCES                                                                                                                      39-43

APPENDIX: Questionnaire                                                                                                    44

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