Sale!

COMMUNITY BANKING PROBLEMS AND PROSPECTS

5,000.00 3,000.00

Description

COMMUNITY BANKING PROBLEMS AND PROSPECTS

TABLE OF CONTENT

 

 

 

TITLE PAGE

 

APPROVAL PAGE

 

DEDICATION

 

ACKNOWLEDGEMENT

 

ABSTRACT

 

TABLE OF CONTENT

 

 

 

CHAPTER ONE:

 

1.1 INTRODUCTION

 

1.2 STATEMENT OF THE PROBLEM

 

1.3 OBJECTIVE OF STUDY

 

1.4 SIGNIFICANCE OF STUDY

 

1.5 STATEMENT OF THE HYPOTHESIS

 

1.6 SCOPE OF THE STUDY

 

1.7 SCOPE OF THE STUDY

 

1.8 DEFINITIONS OF TERMS

 

CHAPTER TWO:

 

2.1 REVIEW OF THE RELATED LITERATURE

 

2.2 CONCEPT OF THE COMMUNITY BANK

 

2.3 COMMUNITIES BANKING IN NIGERIA

 

2.4 GOVERNMENT POLICY ON COMMUNITY BANKING

 

2.5 PHASE O RURAL BANKING

 

2.6PROBLEMS OF COMMUNITY BANKING

 

2.7 ACHIEVEMENT OF COMMUNITY BANKING

 

 

CHAPTER THREE

3.1 RESEARCH DESIGN AND METHODOLOGY

3.2 SOURCE OF DATA

3.3 PRIMARY

3.4 SECONDARY DATA

3.5 SAMPLE USED

3.6 METHOD OF INVESTIGATION

 

 

CHAPTER FOUR

4.1 DATA ANALYSIS AND INTERPRETATION

4.2 DATA PRESENTATION AND ANALYSIS

4.3 TEST OF HYPOTHESIS

 

CHAPTER FIVE

SUMMARY, FINDINGS, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY OF THE FINDINGS

5.2 CONCLUSION

5.3 RECOMMENDATION

 

BIBLIOGRAPHY

APPENDIX / QUESTIONNAIRE

 

 

 

 

 

 

 

 

 

 

CHAPTER ONE

 

 

 

INTRODUCTION

 

OVERVIEW OF THE STUDY

 

In Nigeria, it can be said that the activity of the stabilize banking in the rural area is such that the branches were beguiled by the rules, traditions and policies of the headquarters. But relative to the commercial bank, community bank were opened in the rural area to meet the financial needs of the occupants by mobilizing their resources into current and saving account. This in turn within the resources of the banking institution can concerned with the cr3eatrion of credit for the rural dwellers for the purpose of increasing their production activity either as individual or a group of industrialist, farmers or o-operative society, the Nigeria banking system, its operation, location service in pre – 1977 were concentrated in the urban areas of the country and this brought the concentration of economic activity on the urban areas at the detriment of the rural communities. However, the reason for establishing banks in the rural area was because of lack infrastructures facilities in the rural areas, low level of economic activity. The colonial policy of establishing banks in the urban areas where economic activity has been in existence, the preference of the bank worker to work in the urban areas where faculty and comfortable living are available. In the attempt to correct the abnormal banking system, the (CBN) central bank of Nigeria in 1978 introduced the rural banking scheme (the Nigeria 1987 by Herbte O. Orji 1979) the first bank to establish its bank branches in he rural area, that have potential capability for contribution to the Nigerians economic development. It involves the establishments of new bank branches of new and existing bank in the rural areas of the country and the provision of the banking service to the rural communities that has developed and show rural characteristics.

 

By this the central bank of Nigeria will have to determine the situation where the rural community which have a population of at least not less than (500) five hundred people and an establish economic and social institution such local industries adequate on the local market, hospitals, schools and other private and government institution.