SAVINGS MOBILIZATION FAR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY (CASE STUDY OF UNION BANK OF NIGERIA PLC)

SAVINGS MOBILIZATION FAR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY (CASE STUDY OF UNION BANK OF NIGERIA PLC)

TABLE OF CONTENTS

Title page                                                                       ii

Dedication                                                                      iii

Approval page                                                                iv

Acknowledgement                                                         v

Abstract                                                                          vi

Table of Contents                                                           viii

CHAPTER ONE

INTRODUCTION                                                         1       

1. Background of study                                           1

2. Statement of Problem 4

3. Purpose / Objective of Study 5

4. Research Questions 6

5. Research Hypothesis                                            7

6. Significance of the Study 9

7. Scope , Limitations and Delimitation 10

8. Definitions of terms 11

Reference                                                                       13

CHAPTER TWO

Review of related literature                                             14

1. Domestic Financial Resource Mobilization

Efforts of the Nigeria Financial System                 15

2.2     Principal Sources of Savings                                 17

2.3     Constraints to Effective Mobilization of

Savings for Economic Growth and Development 19

1. Effect of Bank Distress in Mobilization of Savings.

2. Effects Of Income Earned To Savings Mobilization 25

3. Effect Of Interest Rate In Mobilization

Of Domestic Savings                                            29

4. Strategies for Improving Mobilization Or

Savings in Union Bank of Nigeria Plc                            31

Reference                                                                       37

CHAPTER THREE

Research Design and Methodology                                38

3.1     Research design                                                    38

3.2     Area of Study                                                       38

3.3     Population                                                            39

3.4     Sample and Sampling Techniques                         39

3.5     Instruments of data collection                                40

3.6     Methods of Data Analysis                                     42

CHAPTER FOUR

Data Presentation and analysis                                        44

4.1     Data Presentation                                                  44

4.2     Test of hypothesis                                                 52

CHAPTER FIVE

Findings Recommendations and conclusion                   63

5.1     Summary of Findings                                           63

5.2     Conclusion                                                           65

5.3     Recommendation                                                  66

Bibliography                                                                  69

Appendix                                                                       71