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THE EFFECT OF CREDIT ADMINISTRATION ON PROFITABILITY OF BANKS IN NIGERIA

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THE EFFECT OF CREDIT ADMINISTRATION ON PROFITABILITY OF BANKS IN NIGERIA

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THE EFFECT OF CREDIT ADMINISTRATION ON PROFITABILITY OF BANKS IN NIGERIA         

 

TABLE OF CONTENT

 

 

 

Title Page                                                                                                                    I

 

Certification                                                                                                                II

 

Dedication                                                                                                                  III

 

Acknowledgement                                                                                                      IV

 

Abstract                                                                                                                      V

 

Table of Content                                                                                                         VI

 

 

 

CHAPTER ONE

 

1.0       Introduction                                                                                                    1

 

1.1       Background of the study                                                                                1

 

1.2       Statement of the problem                                                                               1

 

1.3       Research Questions and Hypothesis                                                               2

 

1.4       Purpose of the study                                                                                       2

 

1.5       Scope of the study                                                                                          2

 

1.6       Limitation of the study                                                                                   2

 

1.7       Significance of the study                                                                                3

 

1.8       Definition of terms                                                                                         3

 

 

 

CHAPTER TWO

 

2.0       Literature Review                                                                                           5

 

2.1       Effects of credit on profitability in financial institutions                               5

 

2.2       Credit lending activities in Nigeria banking industry                                     6

 

2.3       Types of Credit                                                                                               7

 

2.4       Lending policy and objectives                                                                        8

 

2.5       Canons of good lending                                                                                 10

 

2.6       Lending techniques                                                                                         11

 

2.7       Credit management/administration                                                                 12

 

2.8       The effect of credit administration on the efficiency

 

Of banks in Nigeria.                                                                                        13

 

 

 

 

CHAPTER THREE

 

3.0       Research Methodology                                                                                   14

 

3.1       Research design                                                                                              14

 

3.2       Area of study                                                                                                  14

 

3.3       Population of study                                                                                        14

 

3.4       Instrument for data collection                                                                                    14

 

3.5       Method of data collection                                                                              15

 

3.6       Method of data analysis                                                                                 15

 

 

 

CHAPTER FOUR

 

4.0       Data presentation, analysis and interpretation                                                16

 

4.1       Testing for the Hypothesis                                                                              20

 

4.2       Summary of Finding                                                                                       22

 

 

 

CHAPTER FIVE

 

5.0       Summary, Conclusion and Recommendation                                                23

 

5.1       Summary                                                                                                         23

 

5.2       Conclusion                                                                                                      23

 

5.3       Recommendation                                                                                            24

 

References/ Bibliography                                                                                25

 

Appendixes                                                                                                     26

 

Questionnaires                                                                                                            27

 

Chi- square Table

 

 

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