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THE IMPACT OF INFORMATION TECHNOLOGY ON BANKING OPERATIONS IN NIGERIA

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THE IMPACT OF INFORMATION TECHNOLOGY ON BANKING OPERATIONS IN NIGERIA      

TABLE OF CONTENTS

 

 

Title page

 

Certification

 

Dedication

 

Abstract

 

Table of content

 

 

 

CHAPTER ONE:  INTRODUCTION                                                                      

1.1    Background of the study

 

1.2    Statement of the problem

 

1.3    Research question

 

1.4    Statement of hypothesis

 

1.5    The purpose of the study

 

1.6    Scope of the study

 

1.7    Limitation of the study

 

1.8    Significance of the study

 

1.9    Definition of terms

 

 

CHAPTER TWO: REVIEW OF RELATED LITERATURE                                          

2.0    Introduction

 

2.1    The concept of information technology

 

2.2    Empirical studies on information technology

2.3    Evolution of information

 

2.4    Development of information of information technology  in banking industry

 

2.5    Benefit of applying information technology

 

2.6    Appraisal of the studies

 

2.7    Theoretical model of the study

 

 

CHAPTER THREE: RESEARCH METHODOLOGY                                                 

3.0    Introduction

 

3.1    Research design

 

3.2    Area of study

 

3.3.   Population of the study

 

3.4    Sample and sampling procedures

3.5    Investment for data collection

 

3.6    Method of data collection

 

3.7    Method of data analysis

 

 

CHAPTER FOUR

 

4.0    Data analysis and interpretation

 

4.1    Data analysis

 

4.2    Testing of hypothesis

 

 

 

 

 

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION                  

5.1    Summary

 

5.2    Conclusion

 

5.3    Recommendations

 

References

 

Appendix

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CHAPTER ONE

 

INTRODUCTION

 

1.1   Background of the Study

The low productivity, profitability and efficiency of many Nigeria banks necessitate the introduction of information technology to find solution to the challenges of the present day banking system.

This paper has tried to assess the impact of information communication technology on the efficiency of thirteen commercial banks in Nigeria. Madueme Ifeoma Stella (2010).

The banking industry is one of the critical sectors of the economy whose contribute to the pace of development and economic growth cannot be fully quantified changes in today’s modern world reveals that the important of natural factors cannot equip the banking sector fully to grapple with the exigencies of global completion. Madueme Ifeoma Stella (2010)

According to Hanna (1994) information flexibility and fast response are the key new factors for coping with global competitoion information communication technology plays a critical role in these areas for the purpose of quality enhancement.

 

According to Hanna, information technology transforms the way people do things, increasing the amount of information available to economic agents, information intensity of processes, occupations, institution, product and economics. It enhances working of markets reduces transactions and co-ordination cost within an across enterprises and institutions.

Information technology has radically change how banking is doing all over the world, the volume and speed of banking transaction has improved tremendously as a result of quantuim growth in information technology which has created business opportunities for banks.

The positive impact of information communication technology on the global criteria, especially improved revenue corroborates with findings of Laudon and Laudon 2008 that studies the entire cash flow of most fortune 500 companies and linked their success to information system. They concluded that information technology directly affects how managers decide, how they plan and what products and services are produced.